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Congress fails the American people again. President Trump takes action!


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by SEN. RAND PAUL (R-KY)

12 Oct 2017

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President Trump will today legalize and allow individuals to form Health Associations and purchase insurance across state lines. This is what real free market replacement looks like. Millions of Americans will be eligible to band together to demand less-expensive insurance. The 28 million individuals left behind by Obamacare will now be eligible for inexpensive insurance.

The cost to the taxpayer? ZERO! As opposed to the trillion-dollar, “fake” replacements we voted on, this replacement simply legalizes choice.

 

I’ve been working with President Trump and his Cabinet for months to get this done.

 

How will it work? Well, nationwide associations like the National Restaurant Association will be allowed to form groups across state lines and, with the leverage of size, demand Big Insurance bring down their outrageous premiums.

 

Many of the 28 million people left behind by Obamacare who still don’t have insurance work low-wage jobs in our fast food restaurants. The President’s decision today will allow workers from two million restaurants to come together to form a buying group and through sheer size get cheaper and better insurance.

 

Millions of people will be eligible for the same group insurance that big corporations offer. In fact, Health Associations may grow to be larger than the largest of our corporations. Currently, about half of private insurance is cross-state, self-insured ERISA plans, and most employees love them. The President’s action today will allow the millions of people in the individual market an escape route to group insurance.

 

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Association Health Plans will be among the biggest free-market reforms of health care in a generation, and it will do more to counter the impact of Obamacare than most of the repeal bills did, because it will actually go after regulations that the legislation didn’t touch due to Senate rules.

 

Existing law allows the President to legalize these new groups and plans. Where previous administrations have been weak, President Trump is bold to allow this reform.

 

All group insurance guarantees access regardless of pre-existing conditions. But what is great about cross-state Health Associations is that they will be exempt from some Obamacare and State regulations. This exemption from regulations is why cross-state group insurance has seen the lowest rise in premiums of any health insurance available.

 

The regulators, and hand-wringers, will worry that Health Associations will lead to the least common denominator and simply high-deductible, bare-bones policy. The opposite might occur. We do know that the large group, cross-state ERISA plans out there currently run the gamut and, in fact, often are the most desirable plans available.

 

Million-person Health Associations will have enormous leverage to get better prices for consumers – that’s exactly why Big Insurance opposes them.

 

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Most of the “fake” replacements offered don’t fix the individual market; they simply keep in place Obamacare’s subsidies for the individual market. My hope is that cross-state Health Associations will allow so many people to flee the individual market that subsidies will no longer be necessary.

 

It will take 6 months to a year to begin seeing the benefits of Health Associations. I want to thank President Trump for taking this bold step forward.

 

As Health Associations form, the death spiral of Obamacare will continue. While we should and will keep fighting for repeal through Congress, I’m excited to have worked with President Trump on a free market reform that can begin to fix many of the problems Obamacare created.

 

Congress may have failed to act — but President Trump and I haven’t. We’ve been working on this behind the scenes.

 

So what does that mean for you, the healthcare consumer? Well, first of all, it means millions of people who now go it alone or in very small groups will join together and make the CONSUMER THE KING, with increased bargaining power and better prices.

 

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You will be able to choose among better and cheaper insurance that works for you — something Obamacare made illegal. You will be able to buy across state lines, opening up competition for the best plans. Many Obamacare regulations will be waived for those in these groups, including costly mandates on what the plans must cover.

 

Best of all, this isn’t a government mandate. It isn’t a subsidy. It isn’t a tax. Rather, it is the removal of government regulation and barriers to the best possible health care for millions of people.

 

As a career physician, I know Obamacare is broken and must be repealed. I will keep fighting for this. But I also know health care was broken before Obamacare, and we should take every opportunity to fix what we can.

 

That’s what President Trump is doing this week, and I’m proud to have worked with him on this important health care reform

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Insurance companies removing themselves from the Obamacare markets because they can't make enough money on them, but people somehow think that insurance will cost less on the free market?  Okay.

the market will dictate price as with anything, as I said above this will force Congress to get to work and come with a real plan(whether it be single payer or not).

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the market will dictate price as with anything, as I said above this will force Congress to get to work and come with a real plan(whether it be single payer or not).

Thats silly. Thr healthcare market has soared medical costs above any other nation by ten times and has made medicine up to 1000 more expensive here than the same medicine in another country.

 

Its market manipulation. Nothing brilliant about the president passing an executive order involving healthcare imo.

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the market will dictate price as with anything, as I said above this will force Congress to get to work and come with a real plan(whether it be single payer or not).

 

Sure.  But there are price controls on the Obamacare markets and that's why insurance companies have been bailing.  They aren't making any money.  Premiums can only be higher on the free market.

 

I have no problems with coming up with a better plan (and it certainly should be done as Obamacare has major flaws), but there isn't a need to make it fail completely before doing so.  The party in power has had plenty of time to come up a suitable replacement and it doesn't appear that they've done anything more than throw shit against the wall hoping it sticks in all these years of desecrating Obamacare.

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Sure. But there are price controls on the Obamacare markets and that's why insurance companies have been bailing. They aren't making any money. Premiums can only be higher on the free market.

 

I have no problems with coming up with a better plan (and it certainly should be done as Obamacare has major flaws), but there isn't a need to make it fail completely before doing so. The party in power has had plenty of time to come up a suitable replacement and it doesn't appear that they've done anything more than throw shit against the wall hoping it sticks in all these years of desecrating Obamacare.

They havent done anything because they dont believe in it just like social security when it was being debated the only thing they understand is tax cuts and CORPORATE WELFARE handouts.

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Zero doubt obamacare needs changes. But killing the healthcare bill in this country without having a feasible replacement is irresponsible and dangerous.

 

Trump has had nearly a year to help draw something up to replace it and he's failed. He needs to come to the table with something better, not pass some executive order destroying the old one. He's got a Republican house and senate and still can't get it done. It's embarassing.

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Zero doubt obamacare needs changes. But killing the healthcare bill in this country without having a feasible replacement is irresponsible and dangerous.

 

Trump has had nearly a year to help draw something up to replace it and he's failed. He needs to come to the table with something better, not pass some executive order destroying the old one. He's got a Republican house and senate and still can't get it done. It's embarassing.

it's not Trump you idiot, it's congress and their inability to do anything. To be fair, Paul Ryan and the house PASSED healthcare this summer. McConnell's inability to get anything done in the senate is a joke, although it doesn't help he is dealing with 5-10 liberals who masquerade as republicans

 

And of course, the reason we have this fucking MESS in the first place is because obama and the Dems jammed this terrible bill down the American people's throats with lies lies lies "you can keep your plan!!!"

 

It's not Trump. You know nothing about politics, lil timely

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Fact is that what he signed today has little to no impact as of now it was just him grandstanding for a min. This order has to go through a long process which is likely to end up in a legal battle and who knows what the final product will look like if it ever gets put into play at all. 

 

 

It the end this could have no effect on the ACA what so ever in the long run.  The problem in the short-term is this adds more instability in the ACA markets which could cause premiums etc to rise even more than they would have already from all this back n forth in the Senate so it may hurt way more people than it ever helps. 

 

 

Just doesn't seem like a smart play or a positive step toward fixing anything at all.  The ACA needs fixing which most agree on but this is another step backward it seems from trying to do that now to help the people paying way too much for insurance (which way too many are) asap.

 

 

Par for the course for this administration so far. 

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