OT: How many people at TGF own their property free and clear - PAID OFF.

[mikeman]

It's not hard in theory.  It is in practice. 

 

If you own your home free and clear and you are not retired and/or did not inherit it and/or are under 55 then you are in a small bank of people that are very fortunate. 

Bought my first house 86( I was 26), was married and had it paid off by the time i got divorced in 96. Bought another house after the divorce( a much better house) and paid it off around 2006 or 7. it takes a lot of discipline to keep paying extra but it pays off, and once you're free of that payment it's all gravy, you can really loosen the spending.

[joeybagadonuts]

Merlin. We have seen your house.

 

Your mom lives/lived there. Don't lie.

Confirmed.

[rito]

It is and it was, it's not like it's hard.

Easier when your house is 85k.

[Downsouth]

Which one? Several paid off over the years.

I've passed on paying off personal as it would have costs me money over the years.

[joeybagadonuts]

Easier when your house is 85k.

That’s less than the down payment on my first place

[milwaukee mike]

You will notice the majority of those (if not all) , self included, with no mortgage have no kids. It would be a much more difficult feat I would imagine, if you had kids.

 

If I could do it over I would choose the kids I think.

 

as a father of teenagers, i can confirm this would be a really stupid choice

[richsox24]

I'll have my house paid off in 34 years

[mikeman]

I'll have my house paid off in 34 years

Keep plugging away, some of these losers live in their moms basement.

[Sol Aristatel]

as a father of teenagers, i can confirm this would be a really stupid choice

You love your kids Michael. Don’t lie.

[milwaukee mike]

You love your kids Michael. Don’t lie.

 

i would love my family more if they weren't my family

 

or if they didn't exist

[Sol Aristatel]

i would love my family more if they weren't my family

 

or if they didn't exist

Geez

[rdalert447]

I’m free and clear but only because of a couple of lucky investments between the ages 21-30, in what was an otherwise very drunken and irresponsible time in my life.

[Machiavelli]

You will notice the majority of those (if not all) , self included, with no mortgage have no kids. It would be a much more difficult feat I would imagine, if you had kids.

If I could do it over I would choose the kids I think.

Do you feel like society/feminism pushed you to prioritize a career?

[bookbraker]

Have 2 years left on a ten year loan. Locked my interest in at 2.99%.

 

5 bedroom 2 bath

 

Only a 40 ×125 lot. Small yard.

 

May buy something close to the beach that I can get to in 2 hours or so.

[darker]

i would love my family more if they weren't my family

 

or if they didn't exist

 

[ERBtheGREAT]

Own 2 but both were very cheap and great finds. Plan to rent both out when I buy a new home.

[D-Hustle]

nobody owns anything.  the government owns everything.  people just pay the rent(property tax).  if you don't pay the rent then the real owners come in.

[IAG]

Do you feel like society/feminism pushed you to prioritize a career?

 

No, not at all.

[milwaukee mike]

nobody owns anything.  the government owns everything.  people just pay the rent(property tax).  if you don't pay the rent then the real owners come in.

 

that's a good point

 

people in this country like to blabber about "freedom" all the time

 

what freedom?  i can't do anything to "my" property without permission from the government... heck you can't even get married, sell lemonade, drive without the government's permission

 

just to prepare a financial statement i have to be licensed and member of aicpa/wicpa, and get peer reviewed, and pay tons of fees every year

[IAG]

that's a good point

 

people in this country like to blabber about "freedom" all the time

 

what freedom? i can't do anything to "my" property without permission from the government... heck you can't even get married, sell lemonade, drive without the government's permission

 

just to prepare a financial statement i have to be licensed and member of aicpa/wicpa, and get peer reviewed, and pay tons of fees every year

U.S. isn’t even in the top 10 of any lists of “freeist” countries based on various indexes in last few years...that I’ve seen anyway.

[MadTiger]

You will notice the majority of those (if not all) , self included, with no mortgage have no kids. It would be a much more difficult feat I would imagine, if you had kids.

 

If I could do it over I would choose the kids I think.

 

You know, you can borrow some first, to see if you like it. #Auntie_IAG #FosterCare

[IAG]

You know, you can borrow some first, to see if you like it. #Auntie_IAG #FosterCare

I’ve actually thought of that.....foster care/adoption. I can barely take care of myself these days though. Like I said I probably would’ve done it differently in hindsight, but for the most part that ship has sailed. Technically It’s still possible, but I am guessing that no doctor would advise it.

 

If I ever did adopt or foster I would want older kids which works perfectly, since most people want babies. Reality is this will never happen, but it is something that I have thought about. My own nieces and nephews are older, because there is a large gap in age between me and my brothers. At the time they were babies, I had absolutely no desire to have kids. I am almost as close in age to them as my brothers.

[milwaukee mike]

I’ve actually thought of that.....foster care/adoption. I can barely take care of myself these days though. Like I said I probably would’ve done it differently in hindsight, but for the most part that ship has sailed. Technically It’s still possible, but I am guessing that no doctor would advise it.

 

If I ever did adopt or foster I would want older kids which works perfectly, since most people want babies. Reality is this will never happen, but it is something that I have thought about. My own nieces and nephews are older, because there is a large gap in age between me and my brothers. At the time they were babies, I had absolutely no desire to have kids. I am almost as close in age to them as my brothers.

 

don't sell yourself short, i'm sure you would be better than most

 

there was a house kitty-corner to mine growing up, and she had her own kids (one that i was friends with) + a never ending revolving door of special needs kids that she was getting paid to watch... looking back she was pretty horrible and only did it for the money... same house where i got viciously attacked by a dog

 

whenever i went over there i wouldn't know what to expect, but there was always some screaming going on, and usually someone banging their own head against a wall or something

[IAG]

don't sell yourself short, i'm sure you would be better than most

 

there was a house kitty-corner to mine growing up, and she had her own kids (one that i was friends with) + a never ending revolving door of special needs kids that she was getting paid to watch... looking back she was pretty horrible and only did it for the money... same house where i got viciously attacked by a dog

 

whenever i went over there i wouldn't know what to expect, but there was always some screaming going on, and usually someone banging their own head against a wall or something

Geez! Yeah... maybe so...but the time is not right now, and every year that passes it become more implausible. And I know myself well enough that I know that I wouldn’t have the patience for special needs kids. God bless those that do, but I know I don’t. Because my brothers were older I was essentially raised as an only child, and I was the only girl, and I think somehow that ties into my lack of maternal instinct.

 

It is what it is. I could’ve done it but I chose not to. At the time I made that choice it made sense for me. I’m pretty independent. Probably best that I limit myself to furry creatures.

[loman]

Yes, I do.