FISHHEAD Posted September 27, 2022 Report Share Posted September 27, 2022 2 minutes ago, Jimmy Hoffa said: 100% accurate. If your driving record is good they beat everyone, if it isn't don't bother calling them... Ummm ......................been with AAA and Geico for 12+ years each and didnt realize this.............will be shocked if AAA beats Geico If motivated, will try to find out before the new year. Quote Link to comment Share on other sites More sharing options...
WVU Posted September 27, 2022 Report Share Posted September 27, 2022 1 hour ago, IAG said: Will do. That is exactly what I wanted to do, but Farmers wouldn’t let me. Farmers doesn’t put exclusions on their policies. Geico does. Sometimes. But your rate doesn’t always go down because they are not dumb. where is TTP when we need him! Quote Link to comment Share on other sites More sharing options...
Jimmy Hoffa Posted September 27, 2022 Report Share Posted September 27, 2022 2 minutes ago, FISHHEAD said: Ummm ......................been with AAA and Geico for 12+ years each and didnt realize this.............will be shocked if AAA beats Geico If motivated, will try to find out before the new year. The best part is not having to spend 30 minutes on the phone with each insurance carrier when shopping for quotes. AAA does the legwork for you. Quote Link to comment Share on other sites More sharing options...
FISHHEAD Posted September 27, 2022 Report Share Posted September 27, 2022 I'm massively underinsured on many levels the past 7 years. Quote Link to comment Share on other sites More sharing options...
Jimmy Hoffa Posted September 27, 2022 Report Share Posted September 27, 2022 1 minute ago, FISHHEAD said: I'm massively underinsured on many levels the past 7 years. You need UMBRELLA coverage. My partners and I would have been ruined without it when the Eco-Terrorists attacked our chinchilla ranch. Quote Link to comment Share on other sites More sharing options...
FISHHEAD Posted September 27, 2022 Report Share Posted September 27, 2022 1 minute ago, Jimmy Hoffa said: You need UMBRELLA coverage. Yes, had for years until 1.5 years ago. Set to go again in March, been playing with matchsticks in the meantime. Quote Link to comment Share on other sites More sharing options...
Jimmy Hoffa Posted September 27, 2022 Report Share Posted September 27, 2022 20 minutes ago, FISHHEAD said: Yes, had for years until 1.5 years ago. Set to go again in March, been playing with matchsticks in the meantime. FIRE!! Quote Link to comment Share on other sites More sharing options...
D-Hustle Posted September 27, 2022 Report Share Posted September 27, 2022 1 hour ago, The X said: Sounds like if you want "The D" you gotta pay the fee. 😂 Quote Link to comment Share on other sites More sharing options...
fifty cint Posted September 27, 2022 Report Share Posted September 27, 2022 I have AAA ...Good prices good insurance Quote Link to comment Share on other sites More sharing options...
IAG Posted September 27, 2022 Author Report Share Posted September 27, 2022 4 hours ago, mikeman said: i dont think i would just lie to them after they already flagged it - better to switch ins co's and not mention it. I have one ticket on my record for another 6 months or so - I dont think my ins ever went up, if it did I barely noticed it, hard to believe 2 tickets would double the rates without DUI's, etc. Agree. They will ask though. I signed up on that Gabi site and they asked. I went with him to DMV and pulled his MVR. Two speeding tickets in Colorado. no DUIs or anything else. $493 every six month increase….already increased when I moved from East River due to more hail claims here. Quote Link to comment Share on other sites More sharing options...
IAG Posted September 27, 2022 Author Report Share Posted September 27, 2022 2 hours ago, WVU said: Farmers doesn’t put exclusions on their policies. Geico does. Sometimes. But your rate doesn’t always go down because they are not dumb. where is TTP when we need him! TTP! We are FB pals. I will message him. Quote Link to comment Share on other sites More sharing options...
IAG Posted September 27, 2022 Author Report Share Posted September 27, 2022 3 hours ago, The X said: Sounds like if you want "The D" you gotta pay the fee. 😂 Quote Link to comment Share on other sites More sharing options...
mikeman Posted September 27, 2022 Report Share Posted September 27, 2022 9 minutes ago, IAG said: Agree. They will ask though. I signed up on that Gabi site and they asked. I went with him to DMV and pulled his MVR. Two speeding tickets in Colorado. no DUIs or anything else. $493 every six month increase….already increased when I moved from East River due to more hail claims here. I dont know if you got a response yet but you'll get 3-5 quotes/e mails from different co's, I'm 95% sure you'll get a better deal. s Quote Link to comment Share on other sites More sharing options...
mikeman Posted September 27, 2022 Report Share Posted September 27, 2022 How fast were those tickets, were they reckless speeds? Quote Link to comment Share on other sites More sharing options...
IAG Posted September 27, 2022 Author Report Share Posted September 27, 2022 3 minutes ago, mikeman said: I dont know if you got a response yet but you'll get 3-5 quotes/e mails from different co's, I'm 95% sure you'll get a better deal. s I didn’t finish the app yet as want sure how to answer and then had appointment…I will finish tomorrow. Quote Link to comment Share on other sites More sharing options...
IAG Posted September 27, 2022 Author Report Share Posted September 27, 2022 3 minutes ago, mikeman said: How fast were those tickets, were they reckless speeds? I think one was 5-10 over and one 10-15 but I’ll have to look again. Quote Link to comment Share on other sites More sharing options...
mikeman Posted September 27, 2022 Report Share Posted September 27, 2022 Just now, IAG said: I didn’t finish the app yet as want sure how to answer and then had appointment…I will finish tomorrow. Does he have his drivers license with your address? is that how they caught on? i wouldn't say he lives with you, just claim you have an off and on relationship so he doesn't really live there 100% of the time. Quote Link to comment Share on other sites More sharing options...
mikeman Posted September 27, 2022 Report Share Posted September 27, 2022 1 minute ago, IAG said: I think one was 5-10 over and one 10-15 but I’ll have to look again. That's crazy, both of us have a speed without any raise in rates, i understand 2 might be a little more but not twice. Quote Link to comment Share on other sites More sharing options...
IAG Posted September 27, 2022 Author Report Share Posted September 27, 2022 1 minute ago, mikeman said: That's crazy, both of us have a speed without any raise in rates, i understand 2 might be a little more but not twice. I had two really crazy speeding tickets that don’t even show on my MVR that I just checked. I thought it was because they were both out of state, but so were his. Mine do show up online on one of those weird reputation sites. No idea. Mine never affected my rates either. Quote Link to comment Share on other sites More sharing options...
FISHHEAD Posted September 28, 2022 Report Share Posted September 28, 2022 I get all my speeding tickets reduced to parking violations or something similar here in Nevada through my lawyer. Only average one or so every 18 months Quote Link to comment Share on other sites More sharing options...
Jimmy Hoffa Posted September 28, 2022 Report Share Posted September 28, 2022 16 minutes ago, FISHHEAD said: I get all my speeding tickets reduced to parking violations or something similar here in Nevada through my lawyer. Only average one or so every 18 months 1975 Dad crosses the Nevada state line doing 120 in a Pontiac Catalina full of kids and a sleeping wife. Gets pulled over soon after, signs the speeding ticket and asks the trooper where the courthouse is. We drive directly to the courthouse and Dad appears before the judge and says, "Your Honor, I would never drive that fast with my wife and children in the car". Judge says, "Dismissed". Life lesson right there, deny everything... Quote Link to comment Share on other sites More sharing options...
FISHHEAD Posted September 28, 2022 Report Share Posted September 28, 2022 2 minutes ago, Jimmy Hoffa said: 1975 Dad crosses the Nevada state line doing 120 in a Pontiac Catalina full of kids and a sleeping wife. Gets pulled over soon after, signs the speeding ticket and asks the trooper where the courthouse is. We drive directly to the courthouse and Dad appears before the judge and says, "Your Honor, I would never drive that fast with my wife and children in the car". Judge says, "Dismissed". Life lesson right there, deny everything... ✔️ Quote Link to comment Share on other sites More sharing options...
Teddy kgb Posted September 28, 2022 Report Share Posted September 28, 2022 Mercury is super cheap and does a great job, I have my home and auto with them….wife totaled two cars, son got into two fender benders and both people sued, my daughter and I also got in accidents that were our fault…. They were always pleasant and handled everything, rates barely went up. Quote Link to comment Share on other sites More sharing options...
IAG Posted September 28, 2022 Author Report Share Posted September 28, 2022 18 hours ago, mikeman said: I dont know if you got a response yet but you'll get 3-5 quotes/e mails from different co's, I'm 95% sure you'll get a better deal. s They only gave me one quote and it was from Travelers..200+ a month. I called Progressive. $851 per six months, but 250/500k instead of 500k/500k Do I need/should I have 500/500? 250 is highest they go. Quote Link to comment Share on other sites More sharing options...
IAG Posted September 28, 2022 Author Report Share Posted September 28, 2022 5 hours ago, Teddy kgb said: Mercury is super cheap and does a great job, I have my home and auto with them….wife totaled two cars, son got into two fender benders and both people sued, my daughter and I also got in accidents that were our fault…. They were always pleasant and handled everything, rates barely went up. Never heard of them but googled. Don’t worry. Doesn’t sound like this could have applied to you https://www.insurance.ca.gov/0400-news/0100-press-releases/2022/release055-2022.cfm Quote Link to comment Share on other sites More sharing options...
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