spankie, i appreciate all of your feedback in here and everyone else too. I don't have an actual credit card (i only have debit cards) and when i tried adding 1 of my debit cards to connect to coinbase it was able to tell that it was not a credit card. Contrary to this i have an actual debit card listed as a credit card linked to my circle account and maybe that's part of the reason why i have low limits. I think circle was being lenient to me because either they let me slide on this being an actual debit card or i already had the limited amount of accounts linked to my circle. I have 2 banking accounts and 1 account listed as a credit card.
so yeah i am a guilty gambler with bad credit, lol but i have been working on this lately. All of the bad stuff i did was between 8-15 years ago but you know what they say, once a bad creditor always a bad creditor. The only credit cards i can get are the secured ones and 1 i was looking at earlier this year was the capital 1 platinum card. I needed to send in $200 for that 1 so i might do this one later on this year.